Law Offices of Mark S. Nelson

Modesto Legal Blog

Is Chapter 13 a good solution for your debt concerns?

Battling debt can feel like a losing fight every day, casting a long shadow on your entire day from when you wake to when you fall back asleep. The longer that unmanageable debts drag on, the more difficult it is to get control of them and keep them from truly spiraling out of control. If you face debt that you cannot pay down effectively, it may be time to consider using bankruptcy to regain control of your finances and your life.

In broad terms, private consumers in America may discharge debt using either Chapter 7 or Chapter 13 bankruptcy, which offer fairly different benefits. Chapter 7 is more widely available, discharging debt in return for consumers forfeiting property that does qualify for exemption. Chapter 13, on the other hand, does not necessarily require those who use it to forfeit their property, but, rather, allows debtors to pay off their debts over time through a court-approved repayment plan.

How Does a Bankruptcy Affect My Credit Score?

There are many fears associated with filing for bankruptcy, but one big concern is what will happen to your credit score. Many people want to know if their credit score will be damaged forever, or how low it will go and if they can eventually bring it back up. Having bad credit can be a huge inconvenience in our modern society, so these are legitimate worries to have if you are thinking about filing for bankruptcy.

Why you should always go to a doctor after a car accident

Driving and riding in cars is so common for many of us that we often forget how unnatural it is for the human body to experience a car accident. Even with modern safety precaution, a car accident is far more violent experience than you may realize, and it is very possible that you have injuries you do not feel after an accident, even if the collision was relatively minor.

These injuries, known as delayed pain injuries, range from annoyingly painful to potentially deadly. After you experience a car accident, it is essential that you seek medical attention as soon as possible. Not only can doing so help you avoid unnecessary suffering, it may actually save your life.

How to Navigate the Streets as a Pedestrian with Disabilities

We have all been pedestrians at least a few times in our lives, whether we're walking across a busy intersection or we're walking our dogs on a sidewalk. There are over 40 million Americans that have a disability. People with disabilities still have to go to work, attend school, exercise, and enjoy other hobbies and activities. Maneuvering the streets as a pedestrian with disabilities, however, can prove to be a slightly more difficult everyday task, so it's important to know what special rules and laws apply. Here are some things to be aware of if you or someone you know is a person with disabilities who often travels on foot.

What Do I Do After I Lose My Job?

Getting laid off or fired from a job can be a scary and unstable experience for anyone. It's a surprising life event that can catch you off guard and leave you feeling lost and confused. However, you can avoid this difficult time period if you know the steps you would have to take in the event of losing your job. Being prepared is the number one way to deal with conflicting life circumstances, so here are some options to help you prepare in case of unemployment.

Marijuana and Your Personal Injury Case

As of January 1, 2018 Marijuana is now legal in California for recreational use. You might remember that In November 2016, California voters approved the Adult Use of Marijuana Act (Proposition 64) allowing individuals to use marijuana recreationally, to possess up to one ounce and to cultivate up to six plants in their homes. There are some limitations regarding smoking marijuana in public which will subject persons to a $100 fine and driving under the influence of marijuana is strictly prohibited

What Can Make New Year's Eve Safer for Everyone?

Do you know how many people will be on the road for New Year's Eve? It's estimated that some 95 million Americans will take to the road to visit family and friends. Do you know what the most common cause of New Year's traffic collisions is? It turns out that between 2007 and 2011, alcohol played a part in 42 percent of all traffic fatalities during the holidays. So, if you are going to be traveling during the holidays, here are a few ideas that could make New Year's Eve Safer for you and your family.

How Important is Pedestrian Safety on Modesto Roads?

It was early morning on December 18th, 2017, when a 77-year-old from Ceres was forced to swerve his 1997 Dodge while driving down Hatch Road. He was trying to avoid a man who appeared to be walking in his lane. Despite the evasive maneuver, the driver was unable to avoid the pedestrian, and he wa hit with the right-side bumper of the vehicle. It is a devastating loss for both parties involved. But is there anything that we could do to prevent an accident like this? Are there ways to po protect yourself and your family?

Texting and driving: How dangerous is it?

It's easy to make jokes about teens being connected to their cell phone. We'll venture a guess that most people have joked about their propensity to text on more than one occasion.

However, when that phone is in the hand of a driver, texting is no laughing matter. Distracted driving is one of the most dangerous behaviors people exhibit on the road. And it is not just an issue that affects young drivers.

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Law Offices of Mark S. Nelson

215 McHenry Ave.
Modesto, CA 95354

Phone: 209-353-1277
Fax: 209-529-6207
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